Professional Liability

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| Professional Liability |

Errors and Omissions Insurance 

For Residential and Commercial Real Estate Brokers and Agents.

Professional Liability Insurance

Key risk groups for which we maintain a sizeable book of business include:

• Law firms
• Architects and Engineers - including design of equipment
• Computer consultants - software and hardware
• Real estate firms and related entities
• Advertising firms and related entities
• Publishing firms and related entities
• Broadcasting firms and related entities
• Professional services firms, such as business consultants, management consultants, financial consultants, and many others.
• Law Enforcement Professional Liability
• Law Enforcement Operations
• Armed Security Guards

Directors and Officers Liability

• For Profit (Public or Private)
• IPOs - Initial Public Offerings
• Highly Leveraged Businesses
• High Tech/Biotech
• Not For Profit
• Diversified Financial Institution
• General Partnership
• Public Official
• School Board
• Managed Care

Employment Practices Coverages

• Alternative staffing firms and related entities
• Law firms, investment brokers, consultants and other professional organizations
• Information technology firms and other high-tech entities
• Real estate property managers
• Public sector organizations, such as municipalities and school districts
• Lodging, gaming and restaurant businesses
• Fortune 500 companies
• Companies with less than 200 employees

• We will provide you with the information you need to sell environmental insurance to your existing clients, and share ideas and updates on emerging industry needs.
  
• We will provide you with access to the entire environmental insurance marketplace, including all of the leading specialty insurers that have selected Partners Specialty Group as the distributor of their Environmental Insurance Products.
  
• We have in-house underwriting authority, with a leading environmental insurance company for Environmental Consultants & Contractor's to provide General Liability, Professional Liability, Contractor's Pollution Liability and Umbrella Liability, which allows us to provide you with the quickest turnaround time possible.

Virtually all types of Commercial accounts are considered including but not limited to:

• Contracting all types including Residentail Home builders
• Manufacturing & Industrial Facilities
• Real estate development, property managers, and owners of property including "Brownfields"
• Consulting, Engineering
• Landfills, waste recycling or storage sites

MOLD: We are nationally recognized as THE SOURCE OF KNOWLEDGE on this subject. Due to recent natinal news items on multi-million dollar Mold verdicts, most liability carriers are excluding Mold claims. COverage is available for your insureds, and we can walk you through the process. If you have clients in the following catagories , they are potential insureds with mold exposures:

Commercial Buildings , Office Buildings , Educational Facilities, Federal/State/Local Government Buildings, Single/Multi Family Homes, Health Care Facilities, Property Management/Owners, and Contractors, including but not limited to:

• General Contractors
• Plumbing Contractors
• HVAC Contractors
• Residential Home Builders
• Roofing Contractors
• Remediation Contractors

General Property

The specialty insurers welcome submissions for a broad range of general property exposures. Each submission is considered individually. Some of the industry segment for which we often provide general property coverage include:

• Restaurants
• Casinos
• Retailers/wholesalers
• Amusement places
• Services
• Woodworkers
• Processing businesses
• Warehouses
• Shopping centers
• Financial institutions
• Healthcare

Specialty Insurance and Transportation

Our specialty insurers welcomes submissions for a range of specialty and transportation risks, including:

• Agriculture: grain risks including elevators, feed and seed processing mills , agricultural products processing, sales and distribution, farms including livestock and related processing businesses.
  
• Aquaculture: fish farms (including stock) and related operations.
  
• Marine Port Business: municipal port authorities , private port o perations , coastal and inland port facilities, and related port operations.
  
• Railroads: locomotives, rolling stock and property owned, leased or utilized in the railroad business. We will consider passenger services, subways, monorails , commercial freight lines , shortlines, scenic tour lines, and similar business operations .
  
• Vehicle Physical Damage: includes motor carriers, other truckers, private passenger leasing operations, bus fleets, other vehicle fleets or similiar vehicle exposures and lease coverage (GAP)...

Real Estate

Our specialty insurers welcome submissions for a broad range of Real Estate property exposures. Each submission is considered individually. Some Real Estate segments for which we often provide coverage include:

• Municipalities and Institutions, including public and private, all housing authorities , non-profit organizations, YMCA, Salvation Army, Union Trust Fund, colleges and religious organizations
• Hotel/Motel
• Office Buildings
• Condominiums

Transportation Insurance

Our specialty insurers have substantial capacity to provide coverages for the following complex transportation accounts:

• Bus fleets including School buses and Charters
• Metropolitan transit authorities. In most cases, terrorism cover is available for these accounts.
• Large hazardous cargo carriers
• Large household goods moving van lines and many of their agents

Contractors Liability Coverages

A full spectrum of construction related risks secure coverages form the specialty lines insurers. Both primary and excess coverages are available for contractors, and subcontractors, and project owners.